Due to the nature of freelancing, many freelancers don’t look as far into the future as they should.

I know it’s hard to think 30 years down the road when you’re not even sure if you’ll make enough in the next 30 days to pay rent, but it is something that should always be in the back of your head, at the very least.

However, as a freelancer, you don’t the benefits that most 9-5 jobs offer when it comes to retirement.

Because of that, it’s crucial that you start thinking about retirement as soon as possible.

“Many freelancers put off thinking about retirement. That’s a big mistake, because the sooner you start planning for your retirement, the more comfortable you’ll be.

If you freelance, your financial future doesn’t have to be at risk.

A little retirement planning now goes a long way towards securing your financial future. There are small, easy things freelancers can do that will make a big difference. As a freelancer, your retirement is probably the last thing on your mind. That doesn’t mean you should ignore it. Whether your retirement is decades away or just around the corner, the time to start planning for your retirement is now.”

Read the entire guide at Tuts+.